Superannuation Advice

Superannuation is vital to creating a better lifestyle for yourself in retirement.

We can work out how much money you will need in retirement and create a plan to help you get there.

We can consolidate any lost superannuation and look at a range of options to build your wealth including tax-effective contributions to your superannuation fund to help you establish the kind of lifestyle you want in retirement. Once you have retired (or semi-retired), your main source of income will cease or diminish. For this reason, it's very important that you have enough funds available in superannuation to cover you for the rest of your life.

Our process begins with a deep discovery conversation, followed by translating what is heard into goals, understanding your specific circumstances, and preferences.

We collaborate with you to build and regularly update a tailored financial plan that fits your individual needs. We conduct regular portfolio reviews and are available to answer your questions, guide you through any market volatility and make recommendations.

Understanding the markets doesn’t necessarily help you invest in them logically. Investing can be challenging, and emotional responses in periods of volatility have the potential to undo years of past or potential gains in your portfolio.

Research has found that financial advice from a qualified financial planner can add 3% in net returns to a client’s portfolio, for an investor with an initial superannuation balance of $100,000, the difference 1% on investment returns can make is $361,164 or 25.85% over 30 years. Increase that to 2% and the investor would miss out on $629,466 in superannuation at retirement.

The message is simple, get professional financial advice from a university degree qualified financial planner to manage your superannuation.